Better Savings
What is the best savings account to save money? Our easy savings account gives you access.
Fully Encrypted
Fully encrypted virtual wallet and mobile banking apps for easy transactions.
Credit/Debit Card
With your debit cards, you have complete access to your money from any at anytime.
Secure and Easy
Easy online and mobile banking expirience, secure for all our digital platform.
About Our Bank
Our bank have been operating for over 11 years.
It’s our mission to help you prosper. So we treat you and your money the way we all want to be treated—with respect. How do we do it? With simple ways to spend, save, and manage your money better. From teaching your high scholar how to set up and use a checking account to helping you buy your first home, we’ll be there, right by your side. Because, at Chartered Western Ocean Bank, we believe respecting you and your money is the first step on the journey to prosperity.
Corporate Banking At It's Best
Corporate Account Type
Several Types of Corporate Accounts exist In CWOB, We always put our customers first. To help your navigate through the account opening process; Please allow us serve you now!
Agent Banking
At Chartered Western Ocean Bank, we are committed to driving our customer’s financial growth and one of the ways we are doing this is by meeting the lifestyle needs of the under banked and the unbanked while empowering businesses in our communities to provide financial services to them.
Smart Loan
Smart Loan gives you up to $30,000.00, if you have mutual funds investment with Chartered Western Ocean Bank Asset Management, a subsidiary of CIB Holdings. The loan can be accessed via the Chartered Western Ocean Bank Web App with no paperwork required.
Vehicle and Assets Finance
We have your dream car covered! Apply for your Vehicle Loan, easy and simple. Our Vehicle and Asset Finance (VAF) is a medium-term facility customized for our salaried and non-salaried customers to buy movable and immovable assets, such as motor vehicles and power generators.
Our Core Values
Ready To Go Contactless?
With just a single tap, using your card is safer, faster and more reliable. Get a card from us.
Small Business Month
We support small businesses and all that they do for local communities because we believe growth from the grassroot is paramount.
Good News For Everyone
Mortgage rates are at historic lows, making it a great time to refinance (without leaving home).
Ready To Save for the Days Ahead
We are committed to leading you through the way and make saving easy and flexible for you!!!
It Pays To Bank With Chartered Western Ocean Bank.
What can we help you with?
IT PAYS TO PAY SWEEPSTAKES IS ON
BE ENTERED TO WIN A
$500 E-GIFT CARD
Every time you pay someone new with Zelle® or Bill Pay,
you’re automatically entered to win.
It Pays To Bank With Chartered Western Ocean Bank.
Download our mobile app*
To Serve You Better, we are developing a better mobile application on Andriod and IOS Platform. We are optimistic that the new application will meet every need of our customers. In the mean time, the web application is here for you to cover up all your banking needs.